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Thursday, April 12, 2007
  do we need a bank branch?!
a question that raised its head (dint wait to consider its beauty or
otherwise) way back, umm, '00

i had a icici bank account with branch that i hadn't ever visited -
till date, 8+ yrs now!
no, not that i have any specific aversion towards visiting bank
branches, or that branch in particular.

the point i am trying to make is:
1. bank ac operable via the internet (icici's infinity)
2. any branch banking - in the worst case (mentioned below) that you
need to visit a physical branch
3. monies withdrawal happens via the atm, or if you have more monies,
then dispatched to your addr!
4. additional and Powerful features like billpay, ETF and the likes.

perhaps all you might need to do is:
1. deposit cheques (can do at atms)
2. any correspondence, say change of addr, physical stmt - which the
bank can send out using a courier service..
3. get a DD written from the bank (can be couriered)

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